About Us

About The Better Loans

Our Story

The Better Loans helps home buyers, sellers, investors, and professionals understand lending options and real estate processes so they can make smarter, faster decisions. Founded and led by David “Howie” Howerton — a Mortgage Loan Originator, Managing Real Estate Broker, Realtor, Real Estate Agent, Loan Officer, Lender, Appraiser, Property Manager, Marketing Professional, and investor with 25 years in the field — the site covers traditional lending, private lending, renovation financing, VA and military benefits, investor financing strategies, and practical resources for real estate transactions or growing real estate businesses. The Better Loans combines hands-on transaction experience, renovation know‑how, and business coaching to deliver clear, actionable guidance for every stage of the property lifecycle.

Founded in 2025, we have been serving our community with dedication and expertise.

Our Mission

Make lending and real estate simple, transparent, and actionable for buyers, sellers, investors, and industry professionals by providing expert guidance, clear tools, and practical strategies rooted in real-world experience.

Our Expertise

We specialize in Real estate, mortgage lending, private lending, renovation financing, military homebuying, real estate investing, business coaching for real estate pros and are committed to providing accurate, helpful, and trustworthy information to our readers.

Our Commitment to Quality

We believe in maintaining the highest standards of accuracy and integrity in all our content. Our team follows strict editorial guidelines to ensure that every piece of information we publish is well-researched, fact-checked, and valuable to our audience.

Experience & Authority

Our team brings years of hands-on experience in Real estate, mortgage lending, private lending, renovation financing, military homebuying, real estate investing, business coaching for real estate pros. We don’t just write about topics; we live them, practice them, and continuously update our knowledge to reflect the latest developments in our field.